Homeowners discussing private mortgage options with a financial advisor, highlighting flexible financing solutions for diverse financial situations.

Private Mortgage Solutions Tailored to Your Needs

Are you having trouble securing financing through traditional lenders like banks? A private mortgage may be the perfect solution to meet your financial needs. Whether you’re self-employed, have a less-than-perfect credit history, or require flexible lending terms, this financing option offers a personalized approach to achieving your goals.

What Is a Private Mortgage?

This type of loan is provided by private lenders—such as individuals, groups, or specialized institutions—rather than traditional banks. It’s ideal for those who need quick access to funds or face challenges with conventional approval processes. You can secure financing based on your property’s equity, not just your income or credit score.

When Should You Consider This Option?

You might benefit from alternative lending if:

You’ve been denied by traditional banks due to credit or income challenges

You need short-term financing to bridge a gap or complete a project

You’re purchasing a unique property outside traditional lending criteria

You want to consolidate debt or access home equity quickly

Benefits of Choosing a Private Lender

Flexible Approval Process: Focuses on your property’s value and equity, not just income or credit.

Faster Access to Funds: Approvals often occur much faster than traditional loans.

Customized Terms: Flexible repayment options to meet your unique needs.

Diverse Uses: From property purchases and renovations to debt consolidation.

Why Work With Us?

Our team specializes in providing tailored financing solutions, including:

Residential and commercial loans

First, second, and third mortgages

Bridge loans and short-term financing

Debt consolidation strategies

No matter your financial situation, we’ll help you find the best option to meet your needs.

Why Choose Us?

It doesn’t matter if you are salaried, self-employed, or whether or not you have a stable income, our experienced mortgage experts will provide you with multiple options, tailored to help you meet your goal. Call us today at 905-305-8499 or 416-716-6468.

Act Now!

Don’t wait to secure your financial future. Click the “Apply Now >>” button to take the first step toward financial freedom with a reverse mortgage.

Mortgage interest rate

Today's Rate
Term
Posted Rate
Our Rate*
6 mo
6.59
3.99
1 Yr
7.84 5.54
2 Yr
7.34
5.29
3 Yr
6.99
4.19
4 Yr
6.79
4.49
5 Yr
6.84
4.09
7 Yr
7.10
4.79
10 Yr
7.25
5.54
Variable
 
5.05
Bank of Canada Prime Rate
 
5.45
Subject to change. Conditions may apply. Update: 2024/12/11 10:05:26 am